Thomas L. Deleot CLU ChFC



1018 Brookstown Ave
Winston Salem, NC 27101


336-723-0014 ,Cell: 336-403-7904



Chronic Care Insurance


Chronic  Care Insurance


Chronic Care Insurance pays a cash benefit when there is a loss (deemed permanent) of two or more activities of daily living.  It can be used  to pay cost of care at home, an assisted living facility, or in a nursing home. It can also be used to pay a child who choses to stay with mom and dad to provide care. 

Chronic Care is an insurance rider on a life insurance policy so that if it is never used all or a portion of the premium will be paid to the benficiaries in the form of a tax free death benefit .

This policy is guaranteed issued to employees of companies with100 or more employees.