Thomas L. Deleot CLU ChFC

CONNECT

Address:

1018 Brookstown Ave
Winston Salem, NC 27101

Phone:

336-723-0014 ,Cell: 336-403-7904

Fax/Other:

336-724-3881

Chronic Care Insurance

             

Chronic  Care Insurance

 

Chronic Care Insurance pays a cash benefit when there is a loss (deemed permanent) of two or more activities of daily living.  It can be used  to pay cost of care at home, an assisted living facility, or in a nursing home. It can also be used to pay a child who choses to stay with mom and dad to provide care. 

Chronic Care is an insurance rider on a life insurance policy so that if it is never used all or a portion of the premium will be paid to the benficiaries in the form of a tax free death benefit .

This policy is guaranteed issued to employees of companies with100 or more employees.